Oklahoma MYGA rates
Weekly Oklahoma MYGA rates
Week ending September 25, 2026
Oklahoma MYGA rates remain competitive this week. Highlighted rates range from 5.05% for 2 years to 5.75% for 5 years, with several A to A++ rated carriers offering attractive options. Rates vary by carrier, term, premium and withdrawal provisions, so the highest rate may not always be the best fit.
Top rate this week: 5.76% for 5 years (Protective Life).
- Last verified:
- Verification pending
- Rates effective:
- Source date unavailable
- Reviewed by:
- Review pending
- Report reference:
- Not recorded
Top guaranteed rates by term
Rates available to Oklahoma residents for the week ending September 25, 2026. Each row lists the carrier, exact product where recorded, minimum premium, financial-strength rating, withdrawal provisions in plain language, and an evidence reference.
| Term | Guaranteed rate | Carrier and product | Minimum premium | Rating | Withdrawal provisions | Effective / verified | Evidence ref. |
|---|---|---|---|---|---|---|---|
| 2 years | 5.05% | Oceanview | $70,000 | AA.M. Best | 10% Free Withdrawal | Source date unavailableVerification pending | Not recorded |
| 3 years | 5.60% | American National | $250,000 | AA.M. Best | 0% | Source date unavailableVerification pending | Not recorded |
| 4 years | 5.60% | Oceanview Life and Annuity | $70,000 | AA.M. Best | 10% Free Withdrawal | Source date unavailableVerification pending | Not recorded |
| 5 years | 5.76% | Protective Life | $75,000 | A+A.M. Best | 10% free withdrawal; 10% Year 1 | Source date unavailableVerification pending | Not recorded |
| 7 years | 5.55% | Mutual of Omaha | $25,000 | A+A.M. Best | 10% free withdrawal; 10% Year 1 | Source date unavailableVerification pending | Not recorded |
| 10 years | 5.65% | Reliance Standard Life | $20,000 | A++A.M. Best | 10% free withdrawal; 10% Year 1 | Source date unavailableVerification pending | Not recorded |
Scott’s notes on this week
Rates remain competitive, particularly for savers willing to lock in for five years or longer. Several A- to A++ rated carriers are offering rates in the mid-to-upper 5% range, with some products also providing annual withdrawal flexibility. Shorter two-year guarantees remain closer to 5%. As always, the highest advertised rate isn't necessarily the best fit — carrier strength, liquidity provisions, minimum premium and guarantee period all matter.
How these rates are compiled
- These rates are informational. They are not binding quotes or offers.
- Rates and product availability change, sometimes within the same week, and carriers can withdraw products without notice.
- Final eligibility, rate, and contract terms can only be confirmed through a carrier-approved quote and application.
- Scott Stewart reviews each week's figures against carrier or distributor documentation before publication.
- Request current confirmation before acting on any figure shown here.
Common questions
- How often are these Oklahoma MYGA rates updated?
- The list is reviewed and updated weekly. Each week is published as its own dated page so you can see how rates have moved over time.
- Are MYGA rates guaranteed for the full term?
- Yes. With a multi-year guaranteed annuity the stated interest rate is guaranteed by the issuing insurance company for the entire term you select. Guarantees are backed solely by the claims-paying ability of that carrier.
- Can I withdraw money before the term ends?
- Most contracts allow a limited penalty-free withdrawal each year, commonly the interest earned or a set percentage of the account value. Withdrawals beyond that amount are generally subject to surrender charges, and withdrawals before age 59 and a half may carry a tax penalty.
Previous weeks
- Week ending September 25, 2026Viewing
- Week ending September 18, 2026View report
- Week ending September 4, 2026View report
- Week ending August 28, 2026View report
- Week ending August 21, 2026View report
- Week ending August 14, 2026View report
- Week ending August 7, 2026View report
Want to know which of these fits your situation?
Rates are only part of the decision. Compare guaranteed options side by side, or reach out and we can walk through it together.
Important disclosures
Rates shown are current as of the week indicated and are subject to change without notice. Product and rate availability varies by state and by carrier, and may be withdrawn at any time. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not bank deposits, are not FDIC insured, and are not guaranteed by any federal government agency. Withdrawals in excess of the contract's penalty-free amount may be subject to surrender charges and market value adjustments, and withdrawals before age 59 and a half may be subject to an additional 10 percent federal tax penalty. This page is for informational purposes and is not a recommendation to purchase any specific product.