How often are these Oklahoma MYGA rates updated?

The list is reviewed and updated weekly. Each week is published as its own dated page so you can see how rates have moved over time.

Are MYGA rates guaranteed for the full term?

Yes. With a multi-year guaranteed annuity the stated interest rate is guaranteed by the issuing insurance company for the entire term you select. Guarantees are backed solely by the claims-paying ability of that carrier.

Can I withdraw money before the term ends?

Most contracts allow a limited penalty-free withdrawal each year, commonly the interest earned or a set percentage of the account value. Withdrawals beyond that amount are generally subject to surrender charges, and withdrawals before age 59 and a half may carry a tax penalty.

Oklahoma MYGA rates

Weekly Oklahoma MYGA rates

Week ending August 14, 2026 (archived report)

This week's Oklahoma MYGA report highlights some of the strongest guaranteed fixed annuity rates currently available from highly rated insurance companies. If you're comparing CDs, looking for guaranteed growth, or planning for retirement income, this report provides a snapshot of current opportunities. Rates are subject to change and availability may vary.

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Top guaranteed rates by term

Rates available to Oklahoma residents for the week ending August 14, 2026.

Rate details for this week are available in the PDF above.

Download the full rate sheet (PDF)

Scott’s notes on this week

MYGA Market Commentary — August 10, 2026 MYGA rates remain strong this week, with several carriers making adjustments while the overall market continues to offer attractive guaranteed rates. One change that caught my attention was American Life, which increased its 3-year American Classic options. The no-liquidity version moved from 5.26% to 5.51%, while the version offering 10% free withdrawals increased from 5.10% to 5.35%. There are also plenty of choices among higher-rated carriers. In the 5-year market, for example, Protective is offering 5.50% with an A+ rating and 10% free withdrawals, while several other A/A+ carriers remain clustered in the 5.3%–5.5% range. The bigger picture hasn't changed much: guaranteed rates remain competitive, but rate alone doesn't tell the whole story. Carrier strength, liquidity, minimum premium and the length of the guarantee all deserve consideration. Sometimes the highest rate is the right choice. Sometimes a slightly lower rate with better access to your money or a stronger-rated carrier may make more sense. Rates change frequently, so consider this a snapshot of the current Oklahoma MYGA market rather than a quote.

Common questions

How often are these Oklahoma MYGA rates updated?: The list is reviewed and updated weekly. Each week is published as its own dated page so you can see how rates have moved over time.
Are MYGA rates guaranteed for the full term?: Yes. With a multi-year guaranteed annuity the stated interest rate is guaranteed by the issuing insurance company for the entire term you select. Guarantees are backed solely by the claims-paying ability of that carrier.
Can I withdraw money before the term ends?: Most contracts allow a limited penalty-free withdrawal each year, commonly the interest earned or a set percentage of the account value. Withdrawals beyond that amount are generally subject to surrender charges, and withdrawals before age 59 and a half may carry a tax penalty.

Previous weeks

Week ending August 28, 2026View report
Week ending August 21, 2026View report
Week ending August 14, 2026Viewing
Week ending August 7, 2026View report

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Important disclosures

Rates shown are current as of the week indicated and are subject to change without notice. Product and rate availability varies by state and by carrier, and may be withdrawn at any time. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not bank deposits, are not FDIC insured, and are not guaranteed by any federal government agency. Withdrawals in excess of the contract's penalty-free amount may be subject to surrender charges and market value adjustments, and withdrawals before age 59 and a half may be subject to an additional 10 percent federal tax penalty. This page is for informational purposes and is not a recommendation to purchase any specific product.