Oklahoma MYGA rates
Weekly Oklahoma MYGA rates
Week ending August 28, 2026
5%+ Guaranteed Rates Remain Widely Available in Oklahoma. This week’s Oklahoma MYGA report highlights competitive guaranteed fixed annuity rates across a range of terms, with several A- to A+ rated carriers offering rates above 5%. Options vary by term length, premium minimum, carrier strength, and withdrawal flexibility, so the highest rate is not always the best fit.
Top rate this week: 5.60% for 4 years (Oceanview Life and Annuity).
Top guaranteed rates by term
Rates available to Oklahoma residents for the week ending August 28, 2026.
| Term | Guaranteed rate | Carrier | A.M. Best | Minimum premium | Notes |
|---|---|---|---|---|---|
| 2 years | 5.05% | Oceanview Life and Annuity | A | $70,000 | 10% free withdrawal |
| 3 years | 5.30% | Athene | A+ | $100,000 | Interest-only withdrawals |
| 4 years | 5.60% | Oceanview Life and Annuity | A | $70,000 | 10% free withdrawal |
| 5 years | 5.60% | Protective Life | A+ | $75,000 | 10% free withdrawal; 10% Y |
| 7 years | 5.45% | Mutual of Omaha | A+ | $25,000 | 10% free withdrawal; 10% Y |
| 10 years | 5.50% | Reliance Standard Life | A++ | $20,000 | 10% free withdrawal; 10% Y |
Scott’s notes on this week
Rates remain competitive this week, with several A- to A++ rated carriers still offering guaranteed rates above 5% across multiple guarantee periods. Shorter-term options remain attractive, while 5- to 7-year terms continue to offer a good combination of rate and carrier strength. As always, the highest rate is not necessarily the best fit — liquidity, withdrawal provisions, premium minimums and financial-strength ratings should all be considered.
Common questions
- How often are these Oklahoma MYGA rates updated?
- The list is reviewed and updated weekly. Each week is published as its own dated page so you can see how rates have moved over time.
- Are MYGA rates guaranteed for the full term?
- Yes. With a multi-year guaranteed annuity the stated interest rate is guaranteed by the issuing insurance company for the entire term you select. Guarantees are backed solely by the claims-paying ability of that carrier.
- Can I withdraw money before the term ends?
- Most contracts allow a limited penalty-free withdrawal each year, commonly the interest earned or a set percentage of the account value. Withdrawals beyond that amount are generally subject to surrender charges, and withdrawals before age 59 and a half may carry a tax penalty.
Previous weeks
- Week ending August 28, 2026Viewing
- Week ending August 21, 2026View report
- Week ending August 14, 2026View report
- Week ending August 7, 2026View report
Want to know which of these fits your situation?
Rates are only part of the decision. Compare guaranteed options side by side, or reach out and we can walk through it together.
Important disclosures
Rates shown are current as of the week indicated and are subject to change without notice. Product and rate availability varies by state and by carrier, and may be withdrawn at any time. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not bank deposits, are not FDIC insured, and are not guaranteed by any federal government agency. Withdrawals in excess of the contract's penalty-free amount may be subject to surrender charges and market value adjustments, and withdrawals before age 59 and a half may be subject to an additional 10 percent federal tax penalty. This page is for informational purposes and is not a recommendation to purchase any specific product.